PI

Ayaṃ sajjā Pālibhāsāya dassīyati.

Abhiṇhaṃ pucchitā pañhā

Aṅko kathaṃ ṭhapito hoti, saṅketo kathaṃ pātubhavati, crypto-upacayā kathaṃ patanti, bhāṭakañ ca ekakālikāya lekhāya kathaṃ viseso. Pañho idha natthi ce, upaṭṭhāna-paṭo ācikkhati ko ṭikaṭaṃ vivarituṃ sakkoti.

Mūlāni

SmsWays kiṃ hoti?

SmsWays mobile-aṅke ṭhapeti, yathā appo vīmaṃsana-SMS tava saka-phonato aññattha pesehi. Tvaṃ appañ ca raṭṭhaṃ vicinesi, saṅketo tava khātāyaṃ pātubhavati, crypto-ena ca dadāsi. Catalogo 1,296 appe 145 raṭṭhesu pūreti, khātañ ca karaṇaṃ ID na yācati.

SMS-vīmaṃsanāya vivatta-aṅko kiṃ hoti?

So phone-aṅko hoti ekakālikassa saṅketassa atthāya, appo tava sakanaṃ mobile na kadāci labhatu. Lekhā mobile-jāle tiṭṭhati, yaṃ raṭṭhaṃ vicinesi, appo taṃ likhati, saṅketo ca tāvad eva tava SmsWays-khātāyaṃ pātubhavati.

Saccako mobile-aṅko, udāhu VoIP-lekhā?

Te mobile-aṅkā honti vāhaka-jālesu, tasmā a-VoIP parikkhaṃ sodhenti yaṃ bahū appā karonti. Ke ci maggā puna-vikkītā lekhā honti, na eka-yante SIM. Ekekaṃ jālaṃ mitaṃ dāna-pamāṇaṃ dasseti, so maggo kathaṃ carati ti passituṃ, vetanāya paṭhamaṃ.

Taṃ yeva aṅkaṃ dvikkhattuṃ payujituṃ sakkā?

Ekakāliko aṅko ekassa sevāya ekassa ca saṅketa-vātapanassa atthāya ṭhapito hoti, 20 minuṭṭāni. So yeva aṅko pacchā puna icchitabbo ce — puna pavisituṃ vā dutiyaṃ saṅketaṃ paṭiggaṇhituṃ — aṅkaṃ bhāṭakaṃ karohi 7, 14 vā 30 divasāni ṭhāne.

Aṅkaṃ āṇāpento

Aṅkaṃ kathaṃ labheyyāmi?

Email-ena guyha-padena ca khātaṃ karohi, crypto-ena dhanaṃ pakkhipa, atha appañ ca raṭṭhaṃ vicinehi ujjālana-paṭo. Aṅko tāvad eva pātubhavati; appamhi taṃ limpa, saṅketo ca thokānaṃ sekunṭānaṃ anantaraṃ tava āṇāyaṃ pātubhavissati.

Saṅketaṃ paṭiggaṇhituṃ kīva ciraṃ me atthi?

20 minuṭṭāni, aṅko ṭhapito kālato. Bahutarā saṅketā paṭhame minuṭṭe āgacchanti. Appassa nāma-lekhana-paṭaṃ paṭhamaṃ vivara, yathā vātapanassa kālo tayi na nassati.

Saṅketo na kadāci āgacchati ce kiṃ hoti?

Vetanaṃ na hoti. Mūlaṃ tava sesadhanamhi gahitaṃ hoti aṅko āgamanaṃ olokento, vātapanaṃ SMS vinā pidahite ca sayameva tuyhaṃ muttaṃ hoti. 2 minuṭṭānaṃ anantaraṃ pi nivattetuṃ sakkosi, aññaṃ jālaṃ tāvad eva vīmaṃsituṃ ce icchasi.

Jālaṃ vicitum pi sakkā?

Āma. Appañ ca raṭṭhaṃ vicitvā ekekaṃ upalabbhamānaṃ jālaṃ mūlena, ṭhānena, mitena ca dāna-pamāṇena dassitaṃ hoti. SmsWays seṭṭhaṃ pubba-vicināti — alaṃ ṭhānaṃ, siddhañ ca pamāṇaṃ, atha ūnena mūlena — aññasmiñ ca pariyattetuṃ sakkā.

Kasmā so yeva appo ekasmiṃ raṭṭhe bahutaraṃ mūlaṃ hoti, aññasmiṃ?

Mūlāni ekekassa mobile-jālassa tassa appassa tasmiṃ raṭṭhe yācitaṃ anugacchanti, icchāya ca pariyāyanti. Saccaṃ mūlaṃ niccaṃ passasi, vetanāya paṭhamaṃ, yañ ca passasi taṃ yeva mūlaṃ dadāsi.

Dāna-pamāṇaṃ kiṃ atthaṃ dhāreti?

So tassa jālassa pacchimānaṃ āṇānaṃ bhāgo hoti yattha saṅketo saccato āgato. Cattāro daṇḍā saṅketā bahuso āgacchanti ti dassenti; eko daṇḍo maggo kamati, asaddhaṃ. Vetanaṃ saṅketo āgacchate yeva, tasmā dubbalaṃ pamāṇaṃ kālaṃ harati, na dhanaṃ.

Vetanāni ca sesadhanaṃ

Katame crypto-nikkhe gaṇhātha?

Bitcoin (BTC), Ethereum (ETH), Tether USDT viya TRON-e (TRC-20), ca Monero (XMR). Dhanaṃ ekakkhattuṃ sesadhanamhi pakkhipasi, atha taṃ ekena saṅketena vā ekena bhāṭakena vāyasi.

Ūnatamo upacayo atthi?

Āma, $20. Nikkhassa pi jāla-ūnakaṃ uttaritaraṃ bhavituṃ sakkoti, upacaya-paṭo ca taṃ vadati, kiñci pesetuṃ paṭhamaṃ. Māsikaṃ mūlaṃ natthi, nibandhanañ ca natthi.

Upacayo kīva ciraṃ gaṇhāti?

Sesadhanaṃ pakkhipīyati yadā vetanaṃ tassa jāle sampaṭicchitaṃ hoti. Tether TRON-e, Ethereum, Monero ca bahuso thokāni minuṭṭāni honti. Bitcoin bahuso 10-to 30 minuṭṭāni blockassa āgamanaṃ oloketi. Vetana-paṭo sayaṃ navakaroti.

Mūlāni pakkhipatha?

Paṭṭa-mūlaṃ natthi, sevā-mūlañ ca natthi. Nikkhāni pesento attano potthakassa jāla-mūlaṃ dadāsi, atha saṅketassa vā bhāṭakassa mūlaṃ. Upari aññaṃ na kiñci pakkhipīyati.

Mama sesadhanaṃ paccānetuṃ sakkā?

Apayuttaṃ sesadhanaṃ potthake na dīyati, yasmā crypto-nīharaṇaṃ puggala-parikkhe iccheyya ye mayaṃ na pavattāma. Saṅketassa vetanaṃ yaṃ na kadāci āgataṃ niccaṃ sayameva sesadhanamhi paccāgacchati. Visesā paṭidāna-nīti.

Aṅkaṃ bhāṭakaṃ karaṇaṃ

Bhāṭakena gahito aṅko kiṃ hoti?

Aṅko, tuyhaṃ khātāya eva ṭhapito, 7, 14 vā 30 divasāni. So sabbaṃ SMS paṭiggaṇhāti yaṃ tassa pesitaṃ, sabbehi appehi, sakalaṃ kālaṃ. Eso khātāya anurūpo yaṃ dhāretuṃ icchasi, puna-pavesassa yo puna saṅketaṃ yācati, sevāya vā yā dvikkhattuṃ vīmaṃsati.

Bhāṭakena gahito aṅko sabbehi appehi SMS paṭiggaṇhituṃ sakkoti?

Āma. Bhāṭakaṃ ekāya sevāya na baddho hoti, ekakālikā ujjālanā yathā hoti. Ekeko āgantuko SMS tassa aṅkassa gahaṇe pātubhavati, pesakena ca kālena saha.

Kālo niṭṭhāti tadā kiṃ hoti?

Aṅko rāsimhi paccāgacchati, pacchā ca aññassa dātabbo hoti. Taṃ antadivāsato paṭhamaṃ vaḍḍhehi, dhāretuṃ ce icchasi. Navakaraṇaṃ niccaṃ tava nicchayo hoti. Na kiñci sayaṃ navakaroti.

Saddaṃ kātuṃ vā SMS pesetuṃ sakkā bhāṭakena gahitā aṅkā?

Na. Bhāṭakena gahitā aṅkā SMS yeva paṭiggaṇhanti. Niggamanaka sandesā natthi, sadda-yojanā ca natthi. Taṃ sara, sevāya yā taṃ āhvātuṃ ākaṅkhati taṃ payujjituṃ paṭhamaṃ.

Guyhattañ ca tava khātā

Mama puggala-ñāṇaṃ vīmaṃsetuṃ me icchitabbo?

Na. ID-āropanaṃ natthi, selfie natthi, sakano ca phone-aṅko dātabbo natthi. Email-ṭhānañ ca guyha-padaṃ sakalaṃ nāma-lekhanaṃ honti. Ṭhānaṃ payujehi yaṃ vivarituṃ sakkā, tañ hi pamuṭṭhaṃ guyha-padaṃ navakarīyati.

Mayhaṃ kiṃ dhāretha?

Tava email, guyha-padassa hash, tava sesadhanaṃ, sandesehi saha ca tava āṇā yāni paṭiggahesuṃ. Nāmaṃ natthi, ṭhānaṃ natthi, paṭṭo natthi. Nāma-gantho guyhatta-nīti.

Mama guyha-padaṃ pamussāmi. Kathaṃ paccāgaccheyyāmi?

Pavesa-paṭe «Guyha-padaṃ pamuṭṭhaṃ» payujehi, tava email ca pavesetha. Mayaṃ saññāṇaṃ pesāma, navaṃ guyha-padaṃ vicitum. Saññāṇaṃ ekakkhattuṃ kamati, horāya ca anantaraṃ antaradhāyati. Thokānaṃ minuṭṭānaṃ nāgacchati ce, spam passa, atha navaṃ saññāṇaṃ yācāhi.

Mama khātaṃ nāsetuṃ sakkā?

Āma, tava khātāya ṭhapanato. Khātā ca tassa paveso apanīyanti. Āṇā-lekhā dhārīyanti yāva gaṇanā icchati yeva, vinā yaṃ taṃ jānāpeti.

Niyamā

SmsWays kimatthāya na hoti?

Vañcanā, viheṭhanā, añña-nāmena gamanaṃ, vārassa pariharaṇaṃ, yañ ca adhammikaṃ yattha tvaṃ vā aṅko. Tādisāni khātāni pidahīyanti. Sakalo nāma-gantho anuññāta-payojana-nīti.

Aṅke puna vikkiṇituṃ vā SmsWays mama vohārassa atthāya payujituṃ sakkā?

Āma, pakati-vohāra-payojanānaṃ, sakānaṃ SMS-maggānaṃ vīmaṃsanāya vā kamma-khātānaṃ pavattanāya. Thira-pamāṇassa bhāṭakena gahito aṅko bahuso seyyo hoti.

Ajja pi baddho?

Naṭṭhassa saṅketassa paṭidānāni sayameva honti, bhāṭakena gahito ca aṅko upaṭṭhāna-ṭikaṭehi saha āgacchati.

Upaṭṭhānaṃ kathaṃ kamati